“Within the 50 states, how many can allow buyers secure an affordable down payment?” If you don’t know the answers, you’re not alone. There are 19 million young Americans who are qualified for a mortgage who don’t have one. Here are four ways to become a homeowner without needing down payment: Government-Backed Loans Borrowers with credit scores of 580 and above can put down as little as 3% on a Federal Housing Administration-insured loan. This means that it is typically easier to qualify for an FHA loan in contrast to a loan with a private lender. However, FHA borrowers who…

Boston Neighborhoods With the Most Sex Offenders   Compared to how many people are on the sex offender registry in Michigan, or New York at present, the number in Boston might not seem that high. However, with its historic neighborhoods and prestigious universities, Boston is still not immune to having sex offenders live in its boundaries. In fact, 193 registered sex offenders were living in Boston as of November 2018. The ratio of residents to sex offenders is 3,486 to 1. Below you can see the neighborhoods with the most residents on the sex offender list. Quincy In comparison to other Boston neighborhoods,…

Best 20 Areas to Invest in Miami What to Look For: If you are looking to purchase a property for investment purposes, one of the key factors to consider is increasing property values in your interested location. This tells you if you will make the expected return on your investment. Obviously, you don’t want to purchase a land, a condo, an apartment, or a home in a location with depreciating property value. Your best bet is to look for locations that have potential to increase in value but which are selling at affordable prices in the meantime. Interested in learning…

Why is Los Angeles So Noisy? Horns blasting, screeching tires, vehicles peeling out, jackhammering, construction, loud music, and other types of noise are the realities of living in a large and congested city like Los Angeles. Yes, you don’t expect to come to this city and live the quest life you have always dreamed about. Did you know that noise could pose a serious hazard to your health? Well, the New York Times showed overexposure to traffic noise can result awful things such as heart attacks. In fact, if you are reading this post and you are based in Los…

As you stroll through the neighborhoods of Chicago, you may be thinking about where to get the best Italian beef sandwich, hot dog, or pizza. What you may not be thinking about is where the neighborhoods of Chicago got their names. Since the city of Chicago has such a dark, seedy history, you know there have to be good stories behind the names of the neighborhoods. Read on to discover those stories. Looking to read more about the timeline of Chicago and its biggest milestones? Read further to dive deeper into Chicago’s fascinating history. Streeterville Some of the most expensive…