The decision to rent or buy the place you plan to live in doesn’t come easy. There are a number of factors to consider that go way beyond whether you have the finances required to buy. Without thinking long and hard about it, you might end up in troubled waters. The fact is, many people end up owning simply because it’s widely considered to be the next logical step. Sometimes though this isn’t the right choice, and they’d actually be better off renting. On the other hand, a large number of tenants could stand to benefit more from buying. It…

This is a Guest post from our friends at hashching.com.au Planning to buy your first home? Congratulations! But are you aware how much house you can afford to buy? According to most lenders, your monthly house payments must not exceed 30 percent of your pre-tax income. However, there are many other factors that determine your affordability, including your income, credit history, as well as the size of your down payment! Yes, gone are the days when you could borrow the full sale price of a property. Today, lenders require you to put upfront a certain percentage of the sale price as…

If you are looking to purchase a property for investment purposes, one of the key factors to consider is the appreciation trend of real estate properties in your interested location. This tells you if you will make the expected return on your investment. Obviously, you don’t want to purchase a land, a condo, an apartment, or a home in a location with depreciating property value. Your best bet is to look for locations that have potential to increase in value but which are selling at affordable prices in the meantime. Majorities of neighborhoods in Miami are appreciating in value.…

Aside from being a business, economic, and cultural center of South Florida, Miami is a major touristic destination for people from all around the planet. Millions of tourists come to Miami each year. They enjoy the beaches, the fun, and also the famous southern food filled with exotic influence from the Latino immigrants living in the area. If you’re about to visit Miami and you want to book via Airbnb, take a look at some of the most popular places in and around the city of Miami. 1. Cozy and charming cottage Paola is the owner of this beautiful cottage…